Financial Inclusion for the Development of Cantón Quevedo 2018
DOI:
https://doi.org/10.18779/csye.v3i1.286Keywords:
ACCESS AND USE, FINANCIAL SERVICES, FINANCIAL INCLUSION, CANTON QUEVEDOAbstract
From the perspective of research, this article aims to contribute to the analysis of financial inclusion mechanisms in Quevedo Canton. To this end, an assessment was made of the status of access and the use of financial services and products, as well as their quality. A synthesis of the global, regional and Ecuador financial inclusion environment was made. The meaning of financial inclusion has been defined, and the regulatory framework that governs the National Financial System. It was developed under the descriptive, explanatory and quantitative research approach, using the statistical resources published on the web pages by the Superintendence of Popular and Solidarity Economy, Superintendency of Banks of Ecuador, Central Bank of Ecuador. National Institute of Statistics and Census and the review of institutional web pages, of integration organisms among others. Quevedo has a physical presence of 18 financial entities and 204 service channels. About 115,132 people are quantified with credit products, a total of 179,805 account holders and 160,584 customers, the amount financed reaches USD 124.42 million. The National Financial System with a physical presence in the Quevedo canton has contributed significantly to financial inclusion, given that 100% of the total number of microentrepreneurs and 26% of the PEA is financially included.
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